These are houses that are within 1/2 mile of my house

3 houses have been empty, no electric or water for 4-6 yrs….I’m sure they are wonderful inside. another, just evicted, got her notice and let her 5 dogs have at it.

the bank did go in and get a house fixed up and on the market, but it has been empty for 1 yr and we are seeing signs again that it may have been sold.

all but 1 of the foreclosures has been taken care of on a regular basis–it is owned by a guy with his own construction company. the other houses have been neglected ever since I moved here 20+ yrs ago. no yard work done, painting on the outside, garbage piled up…if that’s what the outside looks like, you wonder what the inside is like.

Jacksonville, FL has just been listed at the top of most foreclosures list

I believe it….3 on my street and 8 others in the neighborhood. Out of those, only 1 person bought at the high and another, the owners died-family doesn’t want the house…the other houses were where people kept pulling the equity out. Houses that were originally purchased 97k-140k are now underwater to the tune of 250-450k.

None of the houses are going at auction because the opening bid price being 40-100k over what Zillow says it’s worth. In some cases, the houses have been vacant or stripped and the Zillow price it totally over what the house is worth.

Our house here in Michigan is still underwater too

Depending on how I’m feeling, I trust either zillow or the Chase housing value estimator — zillow if I’m pessimistic, Chase if I’m optimistic (Chase is much higher) We owe 130K (it was originally listed at $200K, we though we got a steal at $155K), at the lowest, it was down to $79K — and now it’s hovering around $100K

But at least we’re not walking away, unlike almost everyone we know! (Is it bad that I wanted to write a miniature “yet….” to the end of that sentence? 🙂 I don’t begrudge those who have had financial hardship and needed to walk away, but many people I know had no financial hardship and just decided they didn’t like the math of owing more than it was worth, and it was only in one of their names, so they took the credit score hit to one, and put their next house in the other’s name.

I wouldn’t take the number as gospel truth, but it does give you an estimate

House values went way down in the last several years and it has only just started to recover. If you believe Susie Orman, then it is just adjusting for the years when they went up too much. I hear that the housing market has started to recover, but not in all areas. I’m guessing that for some of us, it’ll be years before it is back up.

You can get an estimate of what your house is worth by going onto Zillow

I am not totally sure how accurate it is, but they report to use some formula related to what similar houses in your area are selling for.

I hope you are right that it is worth more. I hear that some areas of the country are going up in value.

We bought our house in 2005 for 250 thousand. Zillow now estimates for us that it is worth 142 thousand. That may seem horrible, but a year ago, it was only 132 thousand. It is inching back up slowly, but at that rate, we’ll be lucky for it to be back up to 250 by the time we retired in 20 years. We owe about 197 thousand on it so selling our house would be totally out of the question.

I told my DH about your car-that-won’t-start issue and

that I thought it might be the battery. He said yea that might be it but here are a few other possibilities, and he asked what the more specific symptoms were. See how cooperatively you’ve provided them??? I’ll run this by him and see if he can come up with anything. What’s the make/model/year? That will help too.
As for going and looking at houses and gosh you wish you hadn’t, yea that I can totally understand. I’ll be driving along some country road and see a farm for sale, and geez within 50’ of the sign, I’m already figuring out where I’d put the cows, where I’d put the goats, gosh that fence needs to be replaced and the barn needs a new roof (or worse, the barn is brand spankin’ new = $$$$)…… It’s ridiculous. Some days I wish I could put on blinders and not notice all the other places out there. Stay focused. But if your house is in the market, I guess you have to shop for stuff. I’ll just live vicariously through you for awhile. Let me know where you end up putting the cows.

Thanks for the car advice!

We did replace the battery shortly after we bought it, and the connectors too. The problem is weird. One instance: I was going to drive it to work, so at 7:00, I started it up, and it died after a few seconds. I started it again, and it died right after it started. Then it wouldn’t turn over at all. I drove my car to work, then at 8:30, my husband started it, and it turned right over, he drove it all day and it didn’t have a problem at all. The last time (a few weeks ago) that I tried to start it, it wouldn’t turn over not even once. So it sat for 2 weeks, because I said if it “has one more start in it, we want to take it to Jeff’s”. Well, when the opportunity to take it to Jeff came along, it started right up. I think it was sticking it’s tongue out at me. He’s had it since Wednesday, and it has started every time he’s tried it.

Went and looked at a house today and I wish I hadn’t, because I really liked it.

Sometimes if a car battery is losing the ability to hold a charge

it’ll show on-again-off-again problems like this. it’ll start right up if it doesn’t sit for long, but it’ll be hard to start if it does sit for awhile. Think of it this way – any battery is essentially a slowly leaking bucket. Every time you start the car, you need a certain amount of charge in the battery (water in the bucket). The older the battery, the faster it loses a charge. If it was sitting for awhile, that charge has had time to drain away such that there’s not enough charge left to start the engine (takes a LOT of stored-up charge to turn over an engine). But if you were driving just yesterday, it was just refilled. That could explain why the mechanic can’t duplicate the problem. He’s not going to let it sit out back for two weeks before testing it again. If the battery is more than 5 years old, consider getting a new one just to eliminate that as a possibility. At $100 it’s a relatively cheap test rather than giving multiple hundreds to the mechanic to try to troubleshoot.